5 TIPS FOR PLANNING A VACATION

Planning a vacation can be exciting, but there are a few considerations to keep in mind during the process. Whether you’re planning an overseas vacation for your spouse or a semester abroad for your child, it’s important that you keep your loved ones (and their things) protected no matter where they’re traveling. Take a look at our five pro tips to keep in mind when traveling.

1. Make a List

Before you set off on your next adventure, make a checklist so that you don’t forget the things you need (like proper apparel). Start with the necessities like:

  • underclothes
  • a toothbrush
  • toothpaste
  • comfortable walking shoes
  • deodorant
  • makeup
  • shampoo and conditioner
  • pajamas/sleepwear

You might also add things like extra contact lenses and solution (or glasses), medication, and sunscreen. Then, add things to the list that you just want to bring for entertainment, like your phone (and charger), laptop, power adapter, tablet, camera, and headphones.

2. Get Life Insurance

Getting life insurance might seem like the last thought that comes to mind when planning a vacation, but having life insurance prior to your trip can ensure that should something happen while you’re abroad, protection is in place. Life insurance can help your family cover burial expenses, replace your income, leave a legacy, or pay off any debt you might have. It can provide security for your family’s financial future, so if you’re going on vacation any time soon, make sure you have a comprehensive life insurance policy in place so you and your family have peace of mind.

3. Be Smart With Money

When you go on vacation, it’s wise to bring a few credit cards and some extra cash. If you’re going to be traveling abroad, you’ll want to avoid foreign transaction fees when you’re spending money overseas. The best way to avoid these fees is to bring a card that doesn’t charge foreign transaction fees or pay in cash. You should also avoid converting your money at the airport because you’re probably not going to get the best deal. Airports have a virtual monopoly, so you might not get a good exchange rate. Instead, compare your options and exchange your money before you get to the airport. It might also be worth it to consider travel insurance in case you lose your wallet or your luggage.

4. Don’t Eat Out Every Night

To save money while you’re on vacation, try to avoid eating out every night. You wouldn’t do that at home, so why do it on vacation when you could save money for other things by going grocery shopping and cooking some nights? Especially considering that tourist prices are usually highly inflated. Instead of spending your money on local food, stock up your hotel fridge and pantry with groceries and prepare some of your food in your room. If that’s not entirely feasible, choose which places you eat wisely. For example, avoid room service and head out to local restaurants near colleges and look for deals on food wherever you can. Plan ahead for meals before you even leave for your destination and you’ll be much more successful when it comes to eating well on the cheap.

5. Search for the Best Flight Deals

Booking your flight as early in advance as possible can get you the best deals. In some cases, making your reservations too late could mean paying significantly more for the same flight. As soon as you know what dates you’ll be traveling, book your flight. But don’t book the first cheap flight you find. Shop around for the best deal by comparing prices on a site such as Kayak.com.

If you’re a frequent flier and you’ve got some miles saved up, redeem some of them to lower the overall price. If you buy a ticket and realize the fare has gone down since you purchased your tickets, oftentimes, you might be able to get a refund. It’s not always the case, but it doesn’t hurt to ask.

Planning Your Next Adventure

Keeping the above tips in mind when traveling can make all the difference in how your trip goes. From making a checklist and planning out your meals in advance to getting life insurance and searching for the best flight deals, these pro travel tips can help you save money and make your vacation the best it can be. By planning certain aspects of your trip in advance, you can feel better prepared and more excited about your next travel adventure.

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